Don’t Miss Out: Why Pension Credit Could Make a Big Difference
Thousands of pensioners in Lancashire are missing out on a benefit, which could be worth £4,300 a year.
Pension Credit is a government benefit designed to top up your income if you’ve reached State Pension age and your income is below a certain level. Yet, far too many people don’t claim it, often because of myths and misconceptions. Let’s clear things up.
The Department for Work and Pensions says the average Pension Credit payment is £4,300 per year.
Getting Pension Credit can provide a passport to help with things like
Housing costs (rent/ mortgage interest)
Council Tax
Winter Fuel Payment
Cold Weather Payments
Free NHS dental treatment
Help with glasses
Help with hospital travel and
A free TV licence for people aged 75 and over.
In short, it can make your day-to-day life more comfortable and reduce financial stress.
Common Myths About Pension Credit
Many people do not apply for pension credit, assuming they will not get it. Here are a few myths.
“I have savings, so I won’t qualify.”
The truth is you can have savings and still receive Pension Credit. Only large savings affect eligibility.
“I own my home.”
The truth is almost half the people who currently receive pension credit own their home.
“If I claim, I’ll lose other benefits.”
Claiming Pension Credit can actually unlock other benefits, like help with Council Tax or energy costs.
“I don’t need it, I’m managing fine.”
Even if you feel comfortable now, Pension Credit can help cover unexpected costs, such as heating bills or medical expenses, giving you extra security.
“It’s too complicated to apply.”
In the past, making a claim has been difficult but the DWP has now simplified the process. You can apply online, over the phone, or with help from your local advice centre. It usually only takes a few minutes to check eligibility.
How to apply
Applying is easy. You can:
Call the Pension Credit Claim Line on 0800 99 1234
Apply online through the official government website - click here
Call us on 0808 278 7880 or come to one of our drop-ins in Chorley, Leyland, Fleetwood, or Garstang for a face to face chat.
Thousands of pensioners in Lancashire are missing out on Pension Credit. A simple application could bring a real boost to your finances, giving you extra peace of mind and more freedom to enjoy your retirement.
Take a moment today to see if you qualify - it could make a big difference to your life. If you know a pensioner who may qualify, share this blog with them.
Disclaimer: The individuals featured in the image are AI-generated and do not exist in real life.