Citizens Advice Lancashire West Blog Page

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WaterSure: Helping Keep Water Bills Affordable

Managing household bills can be a challenge, especially if you use a lot of water due to medical conditions or have a large family. That’s where the WaterSure Scheme comes in—a helpful programme designed to make water bills more manageable for people who really need extra support.

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The Impact of Food Banks on Local Communities in the UK

In an unfolding narrative of community resilience and solidarity, food banks have emerged as essential lifelines for the most vulnerable members of society. In the UK, where economic pressures have mounted significantly over the past decade, the role of food banks has evolved from providing emergency support to becoming integral parts of community infrastructure. This article explores the profound impact food banks have on local communities, examining their implications for food security, social cohesion, and public perception of poverty.

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Navigating the Special Education Labyrinth: A Guide for Parents

As any parent of a child with special educational needs will tell you, navigating the landscape of special education can feel like traversing a labyrinth filled with unexpected twists and turns. Parents often find themselves overwhelmed, sifting through a maze of legal jargon, acronyms, and complex systems. However, knowledge is the compass that can guide families through this challenging terrain. This article will provide essential resources and strategies for parents to effectively advocate for their children with special needs, ensuring they receive the support and education they deserve.

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A Comprehensive Guide to Council Tax Discounts in the UK

In the ever-evolving landscape of household finances, every penny saved matters. One often-overlooked avenue for trimming those expenses comes in the form of Council Tax discounts. If you reside in England or Wales, seeking out these discounts could lighten your financial load significantly. In this article, we will delve into the ins and outs of the process available at https://www.gov.uk/apply-for-council-tax-discount, highlighting who qualifies, what types of discounts are available, and how to take those crucial first steps toward potential savings.

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What Regulatory Changes Mean for Fintech's Buy Now, Pay Later Landscape

The Buy Now, Pay Later (BNPL) phenomenon has exploded in popularity over the past few years, especially in the UK, where it has become a common fixture in many shopping carts. Imagine you’re shopping online — you find a great pair of shoes, but your budget is tight this month. With BNPL, you can snag those shoes now and pay for them later, often interest-free. It's a tempting offer and, for over 10.9 million adults in the UK, it has become a part of everyday finance ([fca.org.uk](https://www.fca.org.uk/news/press-releases/new-protections-confirmed-buy-now-pay-later-borrowers?utm_source=openai)).

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Unpacking Corporate Accountability in Unfair Dismissal Claims: A New Era for UK Workers

In the ever-evolving landscape of employment law in the UK, corporate accountability is becoming an essential topic, especially in the context of unfair dismissal claims. The recent enactment of the Employment Rights Act 2025 signals a pivotal shift, empowering workers and holding companies to higher standards of conduct. As legislation transforms, it is vital for both employees and employers to understand the implications of these changes and how they affect accountability in unfair dismissal situations.

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Essential Tips for Gathering Evidence Against Parking Fines

Receiving a parking fine can be frustrating, especially when you believe it has been issued in error. In the UK, parking fines, typically issued as Penalty Charge Notices (PCNs) by local authorities or as Parking Charge Notices by private companies, can be successfully appealed often depending on the strength of your evidence. This article offers practical advice on gathering the evidence necessary to bolster your case and improve your chances of success in an appeal.

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Don’t Miss Out: Why Pension Credit Could Make a Big Difference

Thousands of pensioners in Lancashire are missing out on a benefit, which could be worth £4,300 a year. 

Pension Credit is a government benefit designed to top up your income if you’ve reached State Pension age and your income is below a certain level. Yet, far too many people don’t claim it, often because of myths and misconceptions. Let’s clear things up.

The Department for Work and Pensions says the average Pension Credit payment is £4,300 per year.

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How workplaces are excluding disabled workers

The Equality Act is intended to protect disabled people from being disadvantaged at work. Yet many of the disabled people we support continue to face significant barriers because employers are failing to comply with the law. In 2025 alone, we helped 5,393 people with health-related employment discrimination. On average, this means our advisers are supporting someone with this issue every 1.5 hours.

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Received a High Energy Bill? You’re Not Alone – and Help Is Available

Opening an energy bill and seeing a much higher amount than expected can be worrying – especially when household budgets are already stretched. If you’ve recently received a high gas or electricity bill, try not to panic. There are practical steps you can take, and plenty of support available to help you get back in control.

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Return to Sender: Ofcom must take firmer action on parcel delivery failures

As the festive season gather pace, more people than ever are relying on home deliveries instead of the high street. Parcel volumes reflect this shift: UK deliveries rose by 8.3% last year, reaching 3.9 billion items. Yet for many consumers, the delivery experience remains frustrating and unreliable.

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Let’s Talk Money: Starting the Conversations That Matter

This Talk Money Week, Citizens Advice Lancashire West is encouraging everyone to open up about money — because honest conversations can build confidence, prevent problems, and change lives.

We’re supporting Talk Money Week, which aims to make it easier for people to share their thoughts and feelings about money.

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Stay One Step Ahead: Spot the Signs and Stay #ScamAware

It’s not always easy to spot a scam. Fraudsters are constantly finding new ways to trick people — that’s why it’s vital to recognise the warning signs and know how to protect yourself.

Use our online tool to check if something might be a scam and learn about the top 5 scams to watch out for right now:

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Roof Repair Scam Costs Pensioner £37,000 ¦ How to ensure it doesn't happen to you. 

A Lancashire pensioner was left thousands of pounds out of pocket after falling victim to ruthless doorstep scammers.

The fraud began when two men knocked on his door, claiming his roof urgently needed repairs. They handed over a leaflet for a so-called business called “Roofing Repair Specialists” and gave an initial verbal quote of £12,000.

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Your Right to a Refund for Faulty Goods

Whether it's a faulty gadget, a mismatched item, or something that stops working too soon—most of us have experienced buyer regret. The good news? UK law offers strong protections to help you get a refund, repair or replacement when things go wrong.

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What to Expect in a Food Bank Parcel

Food banks are community-run charities that provide emergency food aid to individuals and families facing short-term crises. In the UK, networks like the Trussell Trust and Independent Food Aid Network deliver food parcels designed to meet immediate nutritional needs while also offering access to broader support services. These essential services aim to offer dignity, practical help, and a pathway out of crisis.

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Parental Responsibility Explained

Parental responsibility (PR) refers to the legal rights, duties, powers, responsibilities, and authority that a parent has over their child and property, as defined by the Children Act 1989. Knowing who holds PR—and what it covers—helps parents make informed decisions and access the right support during separation or in daily life.

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Debt Collection Scams: Fake Letters and Threatening Calls on the Rise

Scammers are circulating letters and calls claiming you have unpaid debts, pressuring people to hand over cash and personal details quickly.

In recent weeks, there has been a sharp rise in reports of fraudulent debt collection letters claiming to come from HM Courts & Tribunals Service (HMCTS), the government agency that manages courts and tribunals in England and Wales. Alongside these, people are also reporting cold calls that claim to “help with debts.”

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Think Twice Before Surgery Abroad: Government and TikTok Launch Safety Campaign

The UK government has teamed up with TikTok influencers to launch a new campaign warning of the risks of travelling overseas for cosmetic and medical procedures. The initiative comes in response to the growing number of people booking treatments abroad – from hair transplants to dental work – often lured in by low prices and slick online marketing.

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