Citizens Advice Lancashire West Blog Page
5 Essential Tips for Moving to University
Moving to university is an exciting but challenging time. Whether you're a first-year or returning student, here are five crucial tips to make your transition smoother.
Stay Alert: The Growing Threat of Parcel Delivery Text Message Scams in the UK
In the digital age, where online shopping has become the norm, parcel delivery scams have emerged as a significant threat to consumers across the UK. With the convenience of ordering goods online comes the risk of falling victim to increasingly sophisticated scams, particularly those delivered through text messages. Recently, Three Mobile has issued a warning urging all UK users to be on high alert for these scams, which have seen a dramatic rise in recent months. This article explores the growing issue of parcel delivery text message scams, the tactics used by scammers, the demographics most at risk, and steps you can take to protect yourself.
The Growing Issue of Building Good Credit Among Young Adults in the UK
In today's financial landscape, building and maintaining a good credit score is more critical than ever. For young adults in the United Kingdom, particularly those just stepping out of school or university, understanding the importance of credit and how to manage it can be a daunting task. The challenges are compounded by a lack of financial education, the allure of easy credit, and the rising cost of living. This article aims to explore the growing issue of building good credit among young adults in the UK, offering insights into the obstacles they face and providing practical tips to help them navigate their financial journey successfully.
Shocking Statistics: Nearly Half of Private Renters Endure Damp and Mould, Even in Summer
New figures reveal that nearly half of private renters in England are living with damp, mould, or excessive cold, even during summer. Citizens Advice found that 45% of private renters are affected, with 48% of these households enduring these conditions for over a year. As rents hit record highs, low-wage renters are spending over half their income on housing and energy costs, highlighting a pressing need for improved living conditions and affordable housing solutions. Read more to learn about the current housing crisis and how we can support renters in need.
New Rules Ban Surprise Mid-Contract Price Rises for Mobile and Broadband Users
As of January 17, 2024, new rules ban unexpected mid-contract price increases for mobile, pay TV, and broadband services, ensuring financial transparency for consumers. This change comes in response to rising customer complaints about unforeseen price hikes. Companies must now clearly outline any potential price increases "in pounds and pence" at the point of sale. Learn more about how this regulatory shift aims to protect your financial stability and enhance the competitive market. Read on for full details and insights from industry experts and consumer groups.
Join the Citizens Advice Lancashire West Volunteer Team
Are you looking for a meaningful way to give back to your community? Citizens Advice Lancashire West is launching a new recruitment drive, seeking dedicated individuals to join our team of volunteers. Whether you're a law student, retired professional, or simply someone passionate about helping others, we offer a unique opportunity to make a real difference.