Essential advice for managing rising energy costs this winter

Written By Citizens Advice

As we move into the colder months, many households across Lancashire are concerned about the rising cost of living. With the energy regulator, Ofgem, announcing a 4% increase to the energy price cap, it is natural to feel anxious about your household budget. At Citizens Advice Lancashire West, we are here to provide the impartial, confidential advice you need to navigate these changes.

From 1 October 2026, the energy price cap for a typical household paying by Direct Debit on a default tariff has risen to £1,723 per year. It is important to remember that this figure represents an average; the price cap limits the amount you pay per unit of gas and electricity, rather than capping your total bill. Consequently, the more energy you use, the higher your bill will be. Please note that the government has removed VAT from electricity bills from 1 October 2026 to 31 March 2027, though 5% VAT still applies to gas.

Finding Help With Energy Bills

If you are worried about how these changes will impact your finances, you are not alone. There are several avenues of support available to help you manage your costs. The most important step is to engage with your energy supplier early if you anticipate difficulty in making payments. They are required by Ofgem to offer support, which may include payment plans, emergency credit, or reviews of your current tariff.

Additionally, the Warm Home Discount scheme is a vital source of support for many. This scheme provides a one-off annual discount on electricity bills for eligible households. If you are in receipt of certain benefits, such as Pension Credit or Universal Credit, you may qualify for this automatic support. We encourage all residents to check their eligibility through the official government portal or by speaking with their energy provider.

Practical Steps to Reduce Energy Consumption

While external support is essential, making small changes at home can also help you manage your energy usage. Simple actions, such as turning down your thermostat by one degree, ensuring your home is properly draught-proofed, and switching off appliances when not in use, can lead to noticeable savings over time. For those living in older properties in Lancashire, checking your loft insulation or considering energy-efficient light bulbs can also make a significant difference.

Accessing Local Support in Lancashire

At Citizens Advice Lancashire West, we specialise in helping our community find the right path forward. Whether you need assistance with budgeting, understanding your rights regarding energy debt, or checking if you are claiming all the benefits you are entitled to, our team is here to help. We offer free, confidential advice tailored to your specific circumstances.

Do not wait until you are in arrears to seek assistance. The earlier you address potential issues, the more options you will have available to you. Our advisers can help you navigate the complexities of energy billing and ensure you are accessing all available help with energy bills.

Conclusion

Managing your household finances during periods of rising energy costs is challenging, but you do not have to do it alone. By staying informed about the price cap, understanding your eligibility for support schemes like the Warm Home Discount, and taking proactive steps to manage your energy usage, you can better protect your household budget. If you need further guidance or support, please reach out to Citizens Advice Lancashire West. We are committed to providing the high-quality, impartial advice you need to stay warm and secure this winter.

Sources

Citizens Advice
Next

Why September is the Perfect Time for a Financial Reset